The most egalitarian resource in the world is time; we are all allocated the same amount daily. We have 24 hours a day, 168 hours a week, 720 hours a month, and 8760 hours a year. Time is the most significant lever, you can make more money, but you cannot make more time. When we want to spend our money diligently, we create a spending budget, but we rarely do the same thing with our time. Most of us are not deliberate with how we spend our time; we mindlessly doom scroll social media, gossip about other people and events all day long, spend time with time wasters and entertain ourselves unconsciously without paying attention to the brevity of our time here.

The life expectancy in most developed nations is around 78-80 years, around 10,000. We sleep 1/3rd of our lives and work plus commute takes another 2/3rd. Microsoft co-founder Bill Gates once said: “Most people overestimate what they can achieve in a year and underestimate what they can achieve in ten years.” We live in Someday Isle, postponing living until we figure it out, but the challenge is that no one has it figured out yet; everyone is winging it. How you spend your time truly reflects your values and priorities. It would help to re-evaluate your priorities, values and commitments to create an effective time budget.